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Crypto Payment Gateway for Marketplace

Let buyers pay in crypto and settle earnings to every seller from one place with low processing fees and full transaction visibility from checkout to vendor payout.

Processing fee
0.40%–0.20% processing fee
Fast payment crediting
Payments credited within ~30 seconds
Stablecoin infrastructure
Stablecoin infrastructure
Lower TRC20 network fees
TRC20 network fees up to 50% lower*
Supported cryptocurrencies
+70 more supported assets
Get Started
*Results depend on Energy availability and network conditions
crypto payment gateway for marketplaces

Finassets Crypto Payment Solutions for Marketplaces

Add a crypto payment rail to your marketplace — collect payments from buyers, distribute earnings to sellers, and keep every transaction reconciled from one dashboard. The same infrastructure covers both sides of a multi-vendor platform: payment collection at checkout and vendor payouts at settlement.

Let buyers pay in crypto at checkout

Let buyers pay in crypto at checkout

Add a crypto Payment Button to your marketplace — buyers pay directly from their wallet on a dedicated checkout page. Every incoming payment is tracked from Submitted to Completed and reconciled automatically. Partial payments are tracked too.

Pay out every seller in one batch

Pay out every seller in one batch

On multi-vendor and P2P platforms, funds move between many parties at once. Settle crypto payouts to all your sellers in a single batch via API or CSV — seller payouts run on a schedule you control, with each settlement tracked end to end. No per-seller manual processing.

Stablecoin settlement

Stablecoin settlement

Accept crypto, receive stablecoins via Auto-Convert. The rate is fixed at the moment of deposit, subject to applicable conditions.

Crypto invoicing for vendors and B2B orders

Crypto invoicing for vendors and B2B orders

Generate crypto payment links or QR in seconds via invoice. Useful for wholesale orders, manual vendor billing, and buyers who prefer not to go through standard checkout.

How to Accept Crypto Payments on Your Marketplace

Every marketplace can start accepting cryptocurrency payments with Finassets.

Create your account

Submit your details and a dedicated account manager will follow up with next steps.

Choose the integration path

Payment Button or full API integration. Both options include sandbox access, a full production mirror for safe testing before go-live.

Connect your platform

KYB verification and platform integration setup. Connect crypto payments to your marketplace via API, webhook, or embedded Payment Button.

Start accepting crypto

Go live: collect payments from buyers and settle payouts to your sellers in crypto.

Supported Platforms and Marketplace Integration

Major commerce platforms

Finassets can be used with major commerce platforms, including WooCommerce, OpenCart, PrestaShop, Magento 2, Joomla, and Drupal. The Payment Button can be embedded on platforms that allow custom HTML/JavaScript. For custom stores and multi-vendor marketplaces, Finassets can be integrated via API to connect crypto payments, seller payouts, and automatic order or payout status updates to the platform backend.

WooCommerce
OpenCart
PrestaShop
Magento
Joomla
Drupal

Works across marketplace models

B2B, B2C, multi-vendor, service, freelance, digital goods, SaaS, NFT, gaming, rental, booking, and peer-to-peer — the same rail collects payments from buyers and distributes earnings to sellers, whether they sell goods, services, or digital assets.

B2B B2C Multi-vendor Service Freelance Digital goods SaaS NFT Gaming Rental Booking P2P

Supported Cryptocurrencies

Finassets supports 70+ cryptocurrencies, including stablecoins across major blockchain networks.

Bitcoin
Bitcoin (BTC)
Ethereum
Ethereum (ETH)
Solana
Solana (SOL)
TRON
TRON (TRX)
TON
TON (TON)
Polygon
Polygon (MATIC)
Binance Smart Chain
Binance Smart Chain (BNB)
Arbitrum
Arbitrum (ARB)

This covers the main assets. The full list is broader — contact us to check availability or request a specific asset.

Low Transaction Fees for Marketplace Payments

Processing fee

Processing fee from 0.40% to 0.20%

Volume-based, fixed in contract, displayed in real time in the merchant dashboard. No hidden charges at month-end.

TRC20 network cost reduction

TRC20 network cost reduction

Finassets uses a pre-purchased Energy model instead of the standard TRX-burning mechanism. Network costs reduced by up to 50% depending on Energy availability and network conditions. Applies across both buyer payments and seller payouts.

Payment Security and Compliance for Marketplaces

Panama-registered

Finassets is a Panama-registered B2B crypto payment infrastructure provider, operating since 2021 with a track record across eCommerce and other cross-border verticals.

Wallet and API security controls

MPC-based wallet technology, 2FA, role-based access control, IP whitelisting, and secure API keys help protect operational balances and payment operations.

KYB, KYC, and AML checks

Onboarding and payment activity pass through risk-based AML/CTF, KYC and KYB controls, aligned with applicable Panamanian law and international standards.

Full API documentation and sandbox

Complete API documentation and a sandbox let your team build and test the integration before going live.

Transaction monitoring

Payment activity is screened against risk-based controls to help identify and reduce suspicious activity in your payment flow.

Help center and specialist support

A help center plus direct support from our specialists.

Why Marketplaces Choose Finassets for Crypto Payments

Finassets Standard market offering
Processing fee From 0.40% to 0.20%, volume-based Variable or undisclosed
Hidden charges None (see contract terms) Often appear at month-end
TRC20 network fees Save 50% with pre-purchased TRON Energy Standard TRX burn
Transaction status visibility Real-time, structured checkout Often limited
Chargeback exposure No card-style chargebacks No card-style chargebacks
Support Dedicated account manager + fast Telegram response Ticket queue
Integration time 2–7 days Varies

Watch How It Works

See how crypto payments work in practice
Finassets product screen, step 1 of 17

Marketplace Crypto Payment Gateway in Practice: BuySellVouchers Case Study

BuySellVouchers — a crypto-first online marketplace for game credits and vouchers (~$12M monthly turnover), switched to Finassets after scaling exposed the limits of their previous crypto payment processor: rising fees, limited blockchain support, and manual transaction reconciliation across many sellers.

BuySellVouchers case study

After migrating to Finassets:

Processing fees reduced
Processing fees reduced by up to 50% in this case**
Transparent transaction statuses
Transaction statuses transparent across all payment and payout flows**
Improved cash flow predictability
Improved cash flow predictability as the business grows**

**Results from a specific case, individual outcomes vary depending on volumes and network conditions.

As our volumes grew, processing costs and transaction predictability became critical. Finassets removed payments as a bottleneck, which directly improved realized turnover and simplified day-to-day operations. This is infrastructure we can confidently scale on.

Sergei B., CEO, BuySellVouchers
Sergei B., CEO, BuySellVouchers

Testimonials reflect individual experience. Results may vary.

Finassets: crypto payment gateway for marketplaces

Structured payment infrastructure for marketplaces — collecting buyer payments and settling vendor payouts in cryptocurrency.

Finassets crypto payment gateway for marketplaces

FAQ

A marketplace payment gateway is the infrastructure that lets a multi-vendor platform collect payments from buyers and distribute earnings to sellers. Beyond a standard checkout, it handles the multi-party side of marketplace transactions — payment collection, commission deduction, vendor payouts, and reconciliation. Finassets provides this for cryptocurrency and stablecoin payments.

In a marketplace, a buyer's payment is divided between the platform (commission or platform fee) and one or more sellers. With Finassets, the marketplace collects crypto payments to its account, applies its own commission logic, and distributes the seller portion using mass payouts via API or CSV. The operator controls the split; Finassets executes the collection and the payouts.

As a marketplace scales, paying sellers one by one becomes a bottleneck and a source of reconciliation errors. Automated payouts let operators settle dozens or hundreds of sellers in a single batch operation, on a schedule they control. This reduces manual operational work and keeps each settlement tracked end to end.

Yes. Buyers pay directly from their wallet through a Payment Button or API integration, and the marketplace receives the funds with each transaction reconciled automatically. This adds a crypto rail alongside existing payment methods for buyers who hold digital assets and prefer to pay with them.

Vendors are paid through mass payouts in cryptocurrency, settled in a single batch via API or CSV. Payouts can be made in stablecoins via Auto-Convert, so seller earnings are not exposed to price movement between collection and payout. Each vendor settlement is visible in the dashboard from initiation to completion.

Stablecoin settlement, via Auto-Convert*, fixes the rate at the moment of deposit, subject to applicable conditions. For a marketplace, this means the value you collect from buyers matches the value you distribute to sellers, settled in stablecoin at the rate confirmed at deposit time.
*Auto-Convert is executed via a third-party exchange partner. Finassets does not provide exchange services directly.

The marketplace operator sets its commission or platform fee and applies it to each transaction according to its own revenue model. Finassets handles the underlying payment collection and the seller payouts; the operator retains its commission and distributes the remaining balance to vendors through mass payouts.

Risk-based AML/CTF, KYC and KYB controls apply at the platform level, aligned with applicable Panamanian law and international standards. Depending on the marketplace model, KYB verification may also apply to vendors during onboarding. Specific requirements are confirmed with the Finassets team during onboarding and are subject to local laws and AML rules in each market.

Finassets settles payments and vendor payouts in cryptocurrency across 70+ assets and major blockchain networks, which lets marketplaces pay sellers across borders using a crypto rail alongside existing banking. Settlement in stablecoins keeps cross-border payouts predictable in value — subject to local laws, tax and AML rules in each market.

Finassets supports a wide range of marketplace business models that need payment processing, automated vendor payouts, and cross-border settlement options. These include:
  • B2B and B2C marketplaces
  • Multi-vendor and e-commerce marketplaces
  • Service, freelance, and gig-economy platforms
  • Digital goods, software, and SaaS marketplaces
  • Subscription marketplaces
  • NFT, crypto, and gaming marketplaces
  • Creator and influencer marketplaces
  • Rental, booking, travel, real estate, and automotive marketplaces
  • Wholesale, dropshipping, and on-demand marketplaces
  • Peer-to-peer (P2P) marketplaces
With support for cryptocurrency and stablecoin payments, Finassets helps marketplace operators accept payments, distribute commissions, manage seller payouts, and settle transactions across multiple markets and currencies.

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