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Crypto Payment Gateway for Startups

Accept crypto payments with fast integration within days and low fees, built for your business growth.

Processing fee
0.40%–0.20% processing fee
Fast payment crediting
Payments credited within ~30 sec
Fast onboarding
Onboarding in 2–7 days
Lower TRC20 network fees
TRC20 network fees up to 50% lower*
Supported cryptocurrencies
+70 more supported assets
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*Results depend on Energy availability and network conditions
Crypto payment gateway for startups

Why Startups Use Crypto Payment Gateways

Crypto payment adds multiple payment options alongside credit and debit cards, Google Pay, Apple Pay, and bank transfers.

International crypto payments

Reach international customers directly

Settle payments from eligible international customers in stablecoins, without added currency conversion costs.

Growing global crypto audience

Tap into a growing crypto audience

More than 774 million people already own crypto, creating a real revenue opportunity for startups that accept it directly.

Crypto Market Sizing Report H1 2026
Fast startup onboarding

Launch with onboarding in days

KYB verification runs alongside integration, onboarding typically completing within 2–7 days.

How to Accept Crypto Payments on Your Website

Registered startups with required business documents can accept cryptocurrency payments through Finassets.

Create your account

Submit your business details. A dedicated account manager follows up with next steps and the document checklist for business verification.

Choose the integration path

Payment Button for a no-code checkout, or full API integration for teams who want the payment flow built into their product.

Complete KYB verification

Runs alongside integration, typically completing within 2–7 days.

Go live

Start processing crypto payments and accept payments online from customers who pay with digital wallets.

Crypto Payment Solutions for Different Startup Models

Finassets fits different startup models with a no-code Payment Button, crypto checkout, or full API integration, depending on what the product needs.

Crypto payments for SaaS startups

SaaS

Crypto payments for AI startups

AI

Crypto payments for Web3 startups

Web3

Crypto payments for marketplace startups

Marketplace

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Cryptocurrencies Startups Can Accept with Finassets

Finassets supports 70+ cryptocurrencies and multiple payment types, including stablecoins, across major blockchain networks.

Tether
Tether (USDT)
USD Coin
USD Coin (USDC)
Bitcoin
Bitcoin (BTC)
Ethereum
Ethereum (ETH)
Solana
Solana (SOL)
TRON
TRON (TRX)
Binance Smart Chain
Binance Smart Chain (BNB)
TON
TON (TON)
70+
and others

This covers the main assets across multiple currencies. The full list is broader — contact us to check availability or request a specific asset.

Crypto Payment Gateway Fees for Startups

Processing fee

Processing fee: 0.40%–0.20%

A predictable rate based on volume, with pricing confirmed before launch and visible in real time in the dashboard.

TRC20 network cost reduction

TRC20 network cost reduction

Finassets uses a pre-purchased Energy model instead of the standard TRX-burning mechanism, lowering the per-transaction network fee by up to 50%, depending on Energy availability and network conditions.

Crypto Payment Security and Compliance for Startups

Panama-registered

Finassets is a Panama-registered B2B crypto payment infrastructure provider, operating since 2021 with a track record across cross-border verticals.

Compliance controls

Onboarding and payment activity pass through risk-based AML/CTF, KYC and KYB controls, aligned with applicable Panamanian law and international standards.

Payment security controls

MPC-based wallet technology, 2FA, role-based access control, IP whitelisting, and secure API keys support payment security.

API documentation and sandbox

Complete API documentation and a sandbox let teams build and test before going live.

Help center and specialist support

Access self-service guidance or get direct support from Finassets specialists.

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Why Startups Choose Finassets for Crypto Payments

The right payment gateway depends on what a startup actually needs, and the best payment gateway for one business model may not fit another.

Startup requirement Finassets capability
Accept crypto
Payment Button, crypto checkout, or API integration, supporting 70+ cryptocurrencies
Stablecoin payments
USDT (ERC20, TRC20, BEP20, Polygon, TON, Solana), USDC (ERC20, TRC20, BEP20, Polygon, Solana), DAI, and others
Settlement
Credited within ~30 sec after network confirmation (typical)
International payments
Cross-border payments in eligible regions, subject to local laws and AML rules
Integration
Typically 2–7 days, with a sandbox to test before go-live
Compliance
Risk-based AML/CTF, KYC and KYB controls, aligned with applicable Panamanian law and international standards
Fees
From 0.40% down to 0.2% as volume grows

Watch How It Works

See how crypto payments work in practice
Finassets product screen, step 1 of 17

Customer Testimonials

Results may vary.

Finassets: Crypto Payment Gateway for Startups

Structured payment infrastructure for startups and online businesses accepting cryptocurrency payments and scaling business growth from day one.

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Finassets crypto payment gateway for startups

FAQ

It's the payment infrastructure that lets an early-stage online business accept cryptocurrency payments from customers. A hosted checkout or wallet address is generated, the payment gateway provider confirms the transaction on the blockchain, and credits the business's account without routing through the customer's bank. Finassets provides this without requiring the transaction history a traditional payment processor typically asks for.

Two integration paths are available to accept payments. A Payment Button embeds on a website or checkout without backend development, or a payment API lets teams build the payment flow into their own product. Both options include sandbox access for testing, and onboarding typically completes in 2–7 days.

Finassets supports 70+ cryptocurrencies and stablecoins across major blockchain networks, including USDT (TRC20, BEP-20), USDC, Bitcoin, Ethereum, and Solana. Most startups start with stablecoins and add other digital assets as customer demand grows.

Yes. USDT and USDC are supported directly, and incoming crypto payments can also convert to stablecoins at deposit through Auto-Convert, keeping the settlement value stable between checkout and payment confirmation.

Auto-Convert fixes the rate at the moment of deposit, subject to applicable conditions, and settles the converted amount as a stablecoin. The conversion runs through a third-party exchange partner. Finassets does not provide currency exchange services directly.

The per transaction cost runs from 0.20% to 0.40%, volume-based and fixed in contract before go-live, with no monthly fees or setup fees. Crypto-to-crypto conversions cost 0.20%, and stablecoin settlement through Auto-Convert costs 0.20%. Every transaction fee and payment detail is visible in real time in the merchant dashboard, ready to export into your accounting software, with fees fixed in the contract before go-live.

Onboarding and payment activity pass through risk-based AML/CTF, KYC and KYB controls, transaction monitoring, and sanctions screening, aligned with applicable Panamanian law and international standards. Business verification is confirmed during onboarding, subject to local laws and AML rules in each market a startup operates in.

Yes. This is one of the more common reasons startups add a crypto rail. Settlement runs across 70+ assets and major blockchain networks, reaching international customers whose cards may not clear reliably in the startup's home market, subject to local laws, tax and AML rules in each market.

The Payment Button can go live within 48 hours once documentation and KYB are complete. A full API integration typically takes 2–7 days, depending on the team's technical resources. Both paths include sandbox access before going live.

SaaS and subscription businesses, eCommerce and digital goods, Web3 and crypto-native products, and marketplaces with cross-border or crypto-native customers can use Finassets, from small businesses to fast-scaling teams. Eligibility is confirmed during onboarding, subject to jurisdictional restrictions.

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